Tuesday, January 28, 2020

J. David Bamberger: A Biography

J. David Bamberger: A Biography A  champion  of  land  stewardship  and  habitat  restoration J. David Bamberger has become an internationally known and highly respected conservationist who has dedicated his life work to protecting the environment while using its resources. He has transformed a once blighted.useless property into a beautiful sanctuary that serves as a model for others interested in habitat restoration. He has made strides in protecting and growing certain endangered species populations which have made positive impacts around the world. Bamberger shares the knowledge he has gained throughout his life by teaching others through trainings and workshops. Bamberger grew up in rural Ohio during the Great Depression and World War II. He had always admired the Amish for their ability to live in harmony with the land. (Greene, 2007) His father was a farmer so he learned to grow food at a young age. (Mcleod, 2001) His mother gave him a book titlePleasant Valley, written by Louis Bromfield, when he was growing up. Bromfield was an American advocate for land restoration and he wrote about his ideas in that book. Bamberger once said if I ever make money I want to do what Bromfield did,(Greene,  2007) referring to his work in habitat restoration. According to Goodwyn, (2010), Bamberger began working in Ohio as a door to door vacuum cleaner salesman in the 1940s. He received a Bachelor of Science Degree from Kent State University in 1950 before he moved to Texas where he continued to sell vacuum cleaners. He worked long hard hours with few days off to make as much money as he could, as he was paid by commission. Although his family was disappointed in his initial career choice according to Goodwyn (2010), he was able to bank half of a million dollars over a ten year period. Then he met another vacuum salesman named Bill Church who was trying to expand his fried chicken restaurant but needed some financial backing. Bamberger used some of his fortune to invest into the company known as Churchs Fried Chicken and became a partner in that business. By the  late 1960s the restaurant expanded across Texas making them both very wealthy. Bamberger used the wealth he had worked for to fulfill a lifetime dream in habitat restoration. Goodwyn (2010) reported while realtors were trying to show him properties with air strips and nice houses, he told them he wanted something nobody else wants. He ended up purchasing a 5500 acre ranch that was full of juniper plants which choke out other plants by spreading and taking over the landscape so nothing else can grow, reported in the article Restoring the Range. The land was overgrazed from years of misuse and there was little topsoil which had been blown away by wind due to the absence of plant root systems which would have held moisture in the soil. The creeks on the property were mostly dried up and not supporting the habitat. The animals that lived on the ranch were undernourished as well due to the lack of food in the area. Bamberger worked for decades to restore the ecological balance of the property.   He cleared the land of Juniper, carved plateaus into the hillsides to hold rain water, planted grass to hold the soil in place and to absorb the water into the soil. (Goodwyn, 2010). He changed and improved the water distribution across the property and planted trees and wildflowers according to the article Restoring the Range. Mcleod (2001) cited the incredible work he has accomplished on his property is evident by simply looking at his fence line. On one side of the fence, Junipers are still ravaging the landscape while on his side of the fence there are fields of grass along with a diversity of many other plants. The wildlife on the property have prospered on the revitalized ground according to the research. Bamberger said there were initially 48 species of birds when he first acquired the property but that number has climbed to over 219 species. (Restoring the Range, 2012) At the beginning the best deer harvested weighed 55 pounds after field dressing. (Mcleod, 2001) Now the average weight is 105 pounds. The ranch is also a working farm that raises and sells livestock. According to Goodwyn (2010), he used one square mile of his property to provide a  habitat for a highly endangered Scimitar-homed Oryx, an antelope that had disappeared from the African Sahara. The animal is currently extinct in the wild but still bred in captivity. The ranch is now home to a large herd of thriving Oryx and breeding aged males are regularly traded with  zoos and other animal preserves to preserve genetic diversity. He carved a three dome cave into a hillside on his property in 1998 and lined the ceiling wi th gunite, a mixture of cement, sand, and water that is generally sprayed into tunnels to line them with a hard dense layer. This is now  home to more than 400,000 Mexican Free-Tailed Bats.   Bamberger ranch has been one of the largest habitat restorations in Texas.   His work has not only improved the quality oflife for the 5500 acres and species living there, but has served as a model for others to follow. Goodwyn (2010) acknowledged he has improved the water quality of the water on his land which positively effects everyone downstream of his property. Bamberger hosts research on grasslands and range management at the ranch. He holds conferences and educational workshops on habitat restoration for students, landowners,  scientists, and conservation agencies.   He has earned dozens of awards for his work on the ranch and in the community. J. David Bambergers life journey is an inspiration to others. His inspiration came from a book his mother bought him. He worked hard, saved money, and fulfilled his dream. He found the worst piece of property he could find and he was able to transform it into a model for land stewardship. The refurbished property now boasts healthy water and vegetation. His work didnt stop there, as he added endangered species to the property,   as well as helped the species that  were already there to prosper. Then, he continued to help the enviromnent by passing on the knowledge he has gained through his experience to others by hosting training and workshops. He has shown that everyone can make a difference if they set their mind to it. Works Cited Around the Nation. Texas Rancher An Unlikely Environmentalist, Heard on All Things  Considered, by Wade Goodwyn, 2 February 2010 http://www.npr.org/templates/story/story.php?storylcl=12306868 l The Austin Chronicle, Day Trips, J. David Bamberger has taken a slice of the Hill Country and restored it to pristine beauty, by Gerald E. Mcleod, 12   October   2001  http://www.austinchronicle.com/columns/2001-10-12/8325 l/ Making a Difference: Restoring the Range, posted 29 May 2012 https ://hmclecozine.com/2012/05/29/restoring-the-range/ Water From Stone, The Story of Selah, Bamberger Ranch Preserve, by Jeffrey Greene, 26 March  2007

Monday, January 20, 2020

Ethos, Pathos, and Logos in Keeping Close to Home by bell hooks Essay

Ethos, Pathos, and Logos, bell hooks Style bell hooks ties in the three elements of argument, ethos, pathos, and logos in her essay, "Keeping Close to Home: Class and Education," by telling us about the many events of her life. hooks establishes credibility, or ethos, unintentionally, through descriptions of her achievements and character. hooks appeals to the readers logic, or logos, by giving real world examples from her personal experiences. She also appeals to the readers emotions, or pathos. Pathos is the aspect of argument she uses most heavily. hooks does this by talking about family, peers, feelings, and change. hooks shows us ,in her essay, credibility, logic, and emotion using the stories of her life. bell hooks is a woman who does not concern herself with establishing credibility among her audience or critics. What is important to hooks is that she reaches the people who most need to hear what she has to say. As hooks tells us, "It is important that we know who we are speaking to, who we most long to move, motivate, and touch with our words" (90). hooks has, however, established credibility through her many achievements, such as, attending school at Stanford University, teaching at Yale, writing the book Ain't I a Woman: black women and feminism, and by starting a black women's support group. Although these are great accomplishments, no matter what your race or sex, I feel she best establishes her credibility through her character. hooks tells us that while she often may have needed money, she never had the need for new beliefs or values. She shows great strength in her ability to combine her past life with her new "privileged" life. As hooks says, "It was my responsibilit y to formulate a way of being ... ...anion] wanted to know whether or not I knew them" (91). bell hooks did not personally know these people , but they represent her family and her past. hook finds it unsettling that in her experiences, she has found no black bonds among professors and students. She feels this lack of bonds prevents many brilliant black students from thriving. hooks is disturbed by the lack of positive ties to ethnicity. I feel bell hooks has done an excellent job of showing the elements of ethos, logos, and pathos through her life experiences. She makes very strong points. hooks shows the credibility, logic, and emotion that are needed to get her points across. She relies most heavily and effectively on emotion. In, "Keeping Close to Home: Class and Education", hooks clearly agues ethos, logos, and pathos with a passion to reach people that have never been reached before. Ethos, Pathos, and Logos in Keeping Close to Home by bell hooks Essay Ethos, Pathos, and Logos, bell hooks Style bell hooks ties in the three elements of argument, ethos, pathos, and logos in her essay, "Keeping Close to Home: Class and Education," by telling us about the many events of her life. hooks establishes credibility, or ethos, unintentionally, through descriptions of her achievements and character. hooks appeals to the readers logic, or logos, by giving real world examples from her personal experiences. She also appeals to the readers emotions, or pathos. Pathos is the aspect of argument she uses most heavily. hooks does this by talking about family, peers, feelings, and change. hooks shows us ,in her essay, credibility, logic, and emotion using the stories of her life. bell hooks is a woman who does not concern herself with establishing credibility among her audience or critics. What is important to hooks is that she reaches the people who most need to hear what she has to say. As hooks tells us, "It is important that we know who we are speaking to, who we most long to move, motivate, and touch with our words" (90). hooks has, however, established credibility through her many achievements, such as, attending school at Stanford University, teaching at Yale, writing the book Ain't I a Woman: black women and feminism, and by starting a black women's support group. Although these are great accomplishments, no matter what your race or sex, I feel she best establishes her credibility through her character. hooks tells us that while she often may have needed money, she never had the need for new beliefs or values. She shows great strength in her ability to combine her past life with her new "privileged" life. As hooks says, "It was my responsibilit y to formulate a way of being ... ...anion] wanted to know whether or not I knew them" (91). bell hooks did not personally know these people , but they represent her family and her past. hook finds it unsettling that in her experiences, she has found no black bonds among professors and students. She feels this lack of bonds prevents many brilliant black students from thriving. hooks is disturbed by the lack of positive ties to ethnicity. I feel bell hooks has done an excellent job of showing the elements of ethos, logos, and pathos through her life experiences. She makes very strong points. hooks shows the credibility, logic, and emotion that are needed to get her points across. She relies most heavily and effectively on emotion. In, "Keeping Close to Home: Class and Education", hooks clearly agues ethos, logos, and pathos with a passion to reach people that have never been reached before.

Saturday, January 11, 2020

Abstract-writing guidelines Essay

An abstract allows the author to communicate to his audience the critical information of his original research in a concise manner. Foote (2006) and December and Katz (nd) recommend that in writing a good abstract, it should contain four elements – background or objectives, methods, results and conclusion. The background highlights the research questions and/or hypotheses, the methods describe the study population, data gathering techniques and statistical analysis. The results indicate the most pertinent findings and should contain actual data (Maughan 2001) and illustrative examples. The conclusion summarizes the findings and implications of the study (Rooryck & van Heuven 2003). The abstract should be between 100 and 250 words (Foote 2006, Shannon 2000, Guidelines for writing an abstract n. d. ) and should never be longer than a page (Rooryck & van Heuven 2003). Staiger (1965) suggests that a good abstract can have as little as 150 words once the information is concisely presented. Shannon (2000) and December and Katz (n. d. ) advise that nonessential information such as literature reviews should be avoided. In terms of style only common abbreviations should be used and only minimally (Foote 2006, Shannon 2000) and jargons should not be used (Maughan 2001). The future tense, adverbs and adjectives should also be avoided. The text should flow and be intelligible and easily comprehended by non-specialists and international readers. Abstract The traditional pattern of negotiation and placing of insurance risk between brokers and underwriters follows a face-to-face and paper approach but the new electronic placing system (EPS) is available to allow for submitting, transmitting and negotiating risks and processing claims electronically. This study explores the reasons for introducing, causes for the slow adoption and resistance to the implementation of the EPS systems. In a longitudinal research between 1993 and 1996, we surveyed 94 senior Market management, IT directors and staff, brokers and underwriters in the London Insurance Market using semi-structured interviews, observations of insurance risk placement work practices along with resource reviews. Reasons for introducing, delaying or resisting EPS introduction were copied verbatim and categorized based on its impact on work transformation or professional identity in the workplace. EPS was implemented because of the benefits of productivity, efficiency, speed and cost, its capability to facilitate simultaneous risk transmissions and potential to broaden job horizons. Reasons for resisting or delaying introduction of EPS were the resulting minimization of client, broker and underwriter interaction, the EPS’ inability to transmit supporting customer documents to potential underwriters and its potential to undermine the professional role and identity of brokers and underwriters and to worsen employment conditions and job satisfaction. Brokers also saw EPS as a potential threat to their employment security. There is resistance to technological change in the London Insurance Market and failure to adopt these technologies. EPS challenges the traditional mode of operation. We recommend that there be a balance between the use of computer technologies and traditional methodologies. References December, J. & Katz, S. nd, ‘What is an abstract’ The writing center, [Online] Available at: http://www. rpi. edu/web/writingcenter/abstracts. html Foote, M. 2006, ‘Some concrete ideas about manuscript abstracts’, Chest, vol. 129, no. 5, p. 1375-1377. ‘Guidelines for writing an abstract’, Sigma Theta Tau, International, [Online] Available at: http://www. umassd. edu/nursing/theta_kappa/research_committee/guidelines_abstract. doc Maughan, R. 2001, ‘Editorial: abstract thoughts’, Journal of Sports Sciences, vol. 19, no. 5, p. 305. Rooryck, Johan & van Heuven, V. 2003, ‘Guidelines for writing abstracts’, Leiden University, [Online] Available at: http://www. unc. edu/linguistics/confinfo_files/hil-tips. pdf Shannon, S. 2000, ‘Writing a structured abstract’, Canadian Association of Radiologists Journal, vol. 51, no. 6, p. 328-329. Staiger, D. L. 1965, ‘What today’s students need to know about writing abstracts’, Journal of Business Communication, vol. 3, no. 1, pp. 29-33. Walsham, G. 2001, Making a world of difference: IT in a global context, Wiley, Chichester, pp. 150-160.

Friday, January 3, 2020

Critique of a Public Speech Essay - 713 Words

Critique Of A Public Speech Critique Of A Public Speech Presenting a speech can have it difficulties, whether it is you not having a loud speaking voice or nervousness, you still have to have the ability to deliver a great speech to your audience. On January 20, 1961 over 49 years ago our late President John F. Kennedy presented the Inaugural Address, in Washington D.C. The weather was very cold, and it was one of the largest crowds at the Inauguration. As I am watching the speech for the very first time, multiple thoughts are coming to my head. Here is our President –Elect presenting this speech to us about how much he is going to help change our county for the better. The beginning first words of his†¦show more content†¦President Kennedy did a wonderful job on presenting his first Inaugural Address. I would not change anything he did but I am able to take away. He did not change the style of his voice, and when he made a statement you knew because the way he presented. He was a talented speaker, and I have learned not to be afraid to speak about what I believe in no matter who the audience. I have learned to make sure the topic fits your audience because to keep from not becoming entertained by your speech. I have also learned speak slowly and clearly so everyone will be able to understand you. Overall when listening and looking a presidential speech you have high exceptions from that president speaking. I was very amazed at President Kennedy pointing out issues like racism, and religion among the entire world. He believed in equality and freedom and was not afraid to say that. He spoke very easily and kind hearted, in a very caring and concerned voice. Every presidential speech I have seen and watched was only president who delivered and spoke what was true, President Kennedy, Clinton and Obama. Great changes in America came from President Kennedy, even though he was in office for only fourShow MoreRelatedPublic Speaking Speech Reflection966 Words   |  4 PagesMy arsenal o f public speaking skills has increased immensely over the course of this second semester. There is much evidence to this assumption. My speaking ability grew in multiple ways. My ability to publicly speak has improved over the last 90 days in three specific areas, needs to improve in two other specific areas, and benefited from me taking full advantage of the course. My Growth There are three specific areas that grown substantially. Over the entire course of this Public Speaking classRead MoreBehind the Stop Online Piracy Act Bill (SOPA): Copyright, Censorhip, and Free Speech1539 Words   |  7 PagesBehind SOPA: Copyright, Censorship and Free speech At the beginning of 2012, a series of coordinated protests occurred online and offline against Stop Online Piracy Act Bill (SOPA) that expands U.S. law enforcement’s ability to combat online copyright infringement. As this protest involved many influential websites like Google and Wikipedia, it certainly draws national attention on SOPA. Whether censorship should be used online against online materials infringing property rights, as included inRead MoreConstruction Of The Public Sphere782 Words   |  4 Pages Gerard Hauser critiques Habermas’ construction of the public sphere, pointing out many of its weaknesses. Hauser does concede that Habermas’ ideas about the public sphere are meant to focus solely on the bourgeois public sphere and not include all public spheres; however, Habermas’ critics have approached his model as universal, so it needs to be examined, contextually, as an approach to universally understanding public spheres (47-48). Because Hauser’s approach to the public sphere is more dynamicRead MorePublic Speaking Is Not Only An Art1416 Words   |  6 Pagesof speech.† –Quintilian (DeCaro) Public speaking is not only an art, but it’s an art that has been learned with the help of practice and philosophy throughout history. Greek philosopher Aristotle discovered that in order to assemble the citizens into conformity, one must persuade the people, which is what he called rhetoric.( DeCaro) Public speaking is described as a sustained formal presentation by a speaker to an audience (Verderber, Sellnow. pg.3). Although the fear of speaking in public canRead MoreThe Art World Of The 1970 S Essay1328 Words   |  6 Pages(1973), focused on the labour of motherhood. Antepartum is an ninety-second long looped moving image work depicting Kelly’s own pregnant belly from a low angle view, the only action is the light caress of the her hand. Thematically, Antepartum critiques the male gaze directly; Kelly attempts to draw attention to the intimacy of motherhood and reproductive labour. In unashamedly placing the individual experience of being a pregnant woman direct ly in front of the viewer, Kelly forces a new thinkingRead MoreThe Swinging Sixties: A Time of Civil Resistance Essay987 Words   |  4 Pagesof African Americans being of less status than â€Å"white men†. His I Have a Dream speech is recognized across the world, not only as inspiration for blacks everywhere, but also as a prime example of non-violent civic activism. King’s main objective was to achieve the equality that blacks had been deprived of. He discussed the issues of racial discrimination, segregation, and political and economic justice by means of public speeches that spanned throughout America. Martin Luther King Jr. was a man willingRead MoreMulticulturalism : A Multicultural Perspective On Or A Way Of Viewing Life1429 Words   |  6 Pagesthe the â€Å"acimony could have been avoided if the parties had, had access to a public forum where perceptions and emotions could have been tried and mutually tested.† This paper will focus on the Muslim reli gion and provide information of the misunderstanding of the religion. More importantly, this paper will explain Parekh’s conceived theory of multiculturalism and the challenges that politics, religion and free speech have in a contemporary multicultural society. To begin Parekh explains, SalmanRead MoreCritical Analysis Of Madame Bovary1458 Words   |  6 Pagessociety, rather than a part of the bourgeoisie. Flaubert plays with this tension between the bourgeoisie and the rest of French society. He believed that the bourgeoisie had a low way of thinking and certain narrowmindedness of life. Overall, Flaubert critiques the middle class and their way of life. Flaubert uses irony to suggest Emma’s self-deception, ultimately criticizing the bourgeoisie, who represent values of consumerism and narrowness of mind. Flaubert suggests that Emma’s perception of societyRead MoreEnlightenment Essay example532 Words   |  3 Pagesthe nature of enlightenment was. It also taught one how enlightenment can be brought about in the general public. Kant explains that, enlightenment is mans release from his self-incurred immaturity. Immaturity is mans incompetence to have direction for oneself. In other words, enlightenment is the progress of a society through the free activity of rational thought and scholarly critique. Kant feels that if we are going to liberate ourselves from immaturity then we must be able to use our freedomRead MoreLysistrata And Aristophara1665 Words   |  7 Pagesinversion suggests this tension will not be relieved by eradicating class difference, but by including socially and politically disadvantaged groups within a newly expanded notion of nobility. Ultimately, as a comic process, inversion offers radical critiques of the central structure. In Lysistrata, the role of women is reversed from one of subordination to one of power. The inversion of â€Å"women on top† reinforces the subordination of women to men in marriage or in society. Thus, reversal highlights the

Thursday, December 26, 2019

Writing And Writing Of Writing - 1184 Words

Writing can do wonders for you. It is an appreciable thing to do and not everyone can write it considerably. My mom one said that, People with a peaceful mind and heart can only write something captivating. I lived and grew up my last 15 years in India. As a child I did not really enjoyed or loved writing a lot. The only time I had to write was generally in class or whenever I had homework, but it was not that fun for me. I can say that most of the writing and reading skills I learned from my grandparents and my parents and also from practice. When I was a kid I loved writing the short magical stories that I made up. Also, watching fairy tales movies. I guess I got a lot of ideas from that. However, my journey of writing started when I was a three year old toddler even though my family was not much of a strong reader. As it is said, Behind every successful writing, there is a lot of reading. At first I used to scribble around with crayons and markers all over m notebook and my mom u sed to tell me that, Archi try to write something out or maybe even draw lines! Of course I did not know how to write since I was like three. My very first piece of writing I remember was when I wrote my name and address for the very first time. In India, I had to go to tuitions every single year like from first grade to tenth grade until I came here. It supposed to be like that there since education is hard and most of the parents have jobs. Well, it was like that for me. My very firstShow MoreRelatedWriting And Writing Of Writing952 Words   |  4 Pages Everyone says that writing of Communication has become a clichà ©. It is a clichà ©, however that is true. Personally, I do not like writing, but over time it has become a big part of me that I appreciate. Writing for me started in elementary school. I started with writing my ABCs and my name to perfection, until I did not make any mistakes. Over my years of writing I have enhanced my expressiveness, originality, and creativi ty. Growing up, I loved writing poems. My love for poems developed from listeningRead MoreWriting And Writing Of Writing964 Words   |  4 Pageslot of writing. All of which, I have not written before. For some of the writings it came easy to me of what to write and how to write it. However, there were some that I had troubles with in every way. As a writer, this occurs often. I had done different assignments this semester with writing. One assignment that I worked on was the Writing and the Writer. I had to write about my writing life, whether it was in school, outside of school, and what I thought was my most successful writings. This wasRead MoreWriting : Writing And Writing1138 Words   |  5 PagesWriting Improvements Writing in college is often a huge transition for incoming freshman that do not have a very good writing background. I came from a high school where education was not taken very seriously, and the teachers did not take pride in their teaching. My grammar and punctuation skills were weak, and the whole thought of writing a four to six page essay was a very stressful thought. At the beginning of the semester I had already learned more in writing then what I had learned in my wholeRead MoreWriting, Writing And Writing993 Words   |  4 PagesWriting In biology has taught me a lot about scientific writing and just writing in general. From this class I feel as if my writing skills have drastically improved over the semester, making me a more proficient writer. I used to consider the task of writing appalling and demanding as it would take me hours to complete, but now at the conclusion of the semester that is not the case. Each project give me a new set of valuable skills that I will be able to use far into my future career, helping meRead MoreWriting, Writing And Writing1380 Words   |  6 PagesI was born in Vietnam, and moved to the United State when I was ten years old. The biggest obstacle that I have encountered is the ability of reading and writing . I could not speak, read, and write fluently in English like other people. I did not know why it took me so much time to read a few pages when other kids were almost done with a chapter. I did not know why other kids are doing their essays in the span of a few hours, when I needed to spend a couple days to finish my essays. I have spentRead MoreWriting Process : Writing And Writing862 Words   |  4 Pagesadopt a system of writing that I can use most of the time. To be involved through all the composing process, I need to gather all the tools that I need such as paper and a pen, a typewriter, or a computer. I must also choose a suitable writing environment or place, and then apply my writing techniques and ski lls. The writing process has different ways and steps, allowing each writer to develop his or her writing in his or her own way. By describing all the steps I go through when writing, I really showRead MoreExpository Writing - Writing And Writing1560 Words   |  7 PagesDuring the semester, the class was assigned writing tasks that were intended to showcase our strengths and weaknesses in our writing. We were forced to think outside the box and expand on ideas in our readings. In the beginning of the semester, I was not certain what to except from this course. Writing has never been my strong suit, early in the semester I struggled with the writings. In high school, English class was not my favorite subject causing me to not gain the knowledge I should have, comingRead MoreMy Writing Of Writing And Writing863 Words   |  4 PagesI started to write since I was seven years old. At that time, I completely did not know what is writing. Teacher told us to write diaries and read story books every day. Thus, at the beginning of writing, I thought writing is to record things happened in every day life with emotions or some kind of unrealistic stories that is in one’s mind. However, writing was so confusing to me. I could only write down my memories for the day with simple emotions such as happy, sad or angry. Later on, teacher startedRead MoreMy Writing : Writing And Writing880 Words   |  4 PagesMine happened to be writing. I have always loved writing because I felt that writing was the only way that I could truly pour my heart and soul out. Whether it was an amazing day or an awful day, I would write it down. What writing meant to me was to confide in myself and write everything that was in my head onto paper. As much as I loved writing, I also despised it. I learned that journaling was completely different from academic writing and somehow, I found academic writing very stressful becauseRead MoreWriting Analysis : Writing And Writing945 Words   |  4 PagesEver since I was young, English has always been one my least favorite subjects throughout school because I did not enjoying writing. Writing always frustrated me because it seemed so time consuming. But as I grew older I came to the realization that writing papers are not as hard as we set it out to be. If you formulate a method to how you will complete the paper, and follow through with it, it makes the entire process so much easier. For example, for all the students who procrastinate with their

Wednesday, December 18, 2019

Equity And Bond Returns The End Of A Golden Era Essay

Equity and Bond Returns: The End of a Golden Era? Despite numerous periods of global financial excesses, and subsequent corrections, over the past 30 years, the returns on equities and bonds in the US and Europe have been considerably above their long-term (100 year) averages. The outperformance has been most pronounced in long-dated government bonds. The average annual real return on these instruments between 1985 and 2014 was +5.0% in the US and +5.9% in Europe, compared to long-run returns of +1.7% and +1.6%, respectively. Meanwhile, the outperformance of equities between 1985 and 2014 was more modest. The average annual real return on US equities was +7.9%, compared to a long-run average of +6.5%, while these respective measures in Europe were +7.9% and +4.9%. Two major related factors can predominantly explain this golden period for both bonds and equities, namely the taming of inflation and the subsequent decline in interest rates to historic lows. Both inflation and interest rates are important inputs into valuation models fo r long duration assets, thereby implying that their respective influences on returns over the past 30 years have, therefore, been largely felt through changing valuations. Other factors, of varying complexity, can help to explain impressive equity returns, including economic and corporate fundamentals. Positive demographics, technological innovation, and global supply chains have also helped to contain costs, while the emergence of new markets,Show MoreRelatedEquity And Bonds Returns : The End Of A Golden Era? Essay1776 Words   |  8 PagesEquity and Bonds Returns: The End of a Golden Era? Despite numerous periods of global financial excesses, and subsequent corrections, over the past 30 years, the returns on equities and bonds in the US and Europe have been considerably above their long-term averages. The outperformance has been most pronounced in long-dated government bonds. The average annual real return on these instruments between 1985 and 2014 was +5.0% in the US and +5.9% in Europe, compared to long-run returns of +1.7% andRead MoreEssay on Money and Democracy’s Dilemma1588 Words   |  7 Pagesgroups to exercise substantial –even disproportionate- influence in American politics† (205). Those with the most money and deepest pockets have the greatest resources in order to provide favors to legislators. It is with this money and its power that bonds and relationships are created allowing a lobbyist to ask for favors. In turn, these favors result in legislation that benefits the interest group. â€Å"This creates serious problems in terms of representation. To the extent that elected officials listenRead MoreInvestment Banking Morgan Stanley5266 Words   |  22 Pagesthe Morgan Stanley will not disappear, and will be viable businesses. The restructure of the company and the decision to become traditional bank holding companies regulated by the Federal Reserve (Dolbeck, Andrew, Sep 2008), rang the bell of another era in of the financial system. 2. Company overview Morgan Stanley is a global financial services firm that provides its products and services to a large and diversified group of clients and customers, including corporations, governments, financialRead MoreBmw of North America9044 Words   |  37 Pagesand, if so, what this meant for the regional and global manufacturing strategy, sales and distribution strategy, and the overall competitive positioning of BMW in North America. He needed to make up his mind before the next management meeting at the end of the month where he had to present the proposal to Ludwig Willisch, the recently appointed CEO of BMW North America. This proposal would have far-reaching internal and external effects. The U.S. Automotive Industry The automotive industry hadRead MoreRetail Banking Industry6573 Words   |  27 PagesReport 2009). Figure 1: Mortgage Market Growth, 2001-2007 (CAGR) Resource from: EMF, Bank of England, US census Bureau etc. This trend drove retail banks to focus on this profitable mortgage products, and this era became a prosperous time for the financial market and the mortgage return were kept growing fast. Unfortunately, in 2007 the credit crisis attacked the world. The big recession started. Firstly, the crisis started from United States and spread to UK soon. During the same year, 2007, theRead MoreMerger and Acquisition: Current Issues115629 Words   |  463 Pages155 155 156 160 163 165 11 Ethical Issues in Mergers and Acquisitions Robert W. McGee 11.1 11.2 11.3 11.4 Introduction Ethical approaches Review of the literature Conclusion 168 168 168 173 175 12 The Use of Equity Swaps in Mergers Paul U. Ali 12.1 Introduction 12.2 Equity swaps 12.3 Hedging of swap exposure 12.4 â€Å"Fear and loathing† in takeover battles 12.5 Conclusion 178 178 179 180 180 185 x CONTENTS 13 Banking Performance in Domestic and Cross-Border Acquisitions SergioRead MoreAgency Theory Essay 329591 Words   |  119 Pages1 The Fundamental Agency Problem and Its Mitigation: Independence, Equity, and the Market for Corporate Control DAN R. DALTON Kelley School of Business, Indiana University MICHAELA. HITT Mays College of Business, Texas AM University S. TREVIS CERTO Mays College of Business, Texas AM University CATHERINE M. DALTON Kelley School of Business, Indiana University Abstract A central tenet of agency theory is that there is potential for mischief when the interests of owners andRead MoreTapal Tea Marketing Report12701 Words   |  51 PagesJar Pack Soft Pack Soft Pack Soft Pack Tea Bags Tea Bags SIZE (IN GRAMS) 450 400 200 100 100 tea bags 50 tea bags Brooke Bond Supreme In 1997, Brook Bond, another leading player in the tea business in Pakistan, was merged with Levers, so that Lipton and Brooke Bond, once fierce competitors in the local market now belonged to the same parent company. Brooke Bond had long been part of Unilever globally but in Pakistan it remained a separate entity until 1997. Levers came to realize that itRead MoreGm Bankruptcy11472 Words   |  46 Pagesprompted the company to enact a broad restructuring plan. Although GM had already taken action to fully fund its pension plan, its OPEB fund became an issue for its corporate bond ratings. GM had expressed its disagreement with the bond ratings; moreover, GM s benefit funds were performing at higher than expected rates of return. Then, following a $10.6 billion loss in 2005, GM acted quickly to implement its restructuring plan. For the first quarter of 2006 GM earned $400 million, signaling that aRead MoreInvestment and Economic Moats46074 Words   |  185 Pagestime-tested philoso phies, lessons, and personal anecdotes to explain why outperforming the market is an investor illusion, and how the simplest of investment ffirs.indd ii 2/1/08 12:55:37 PM strategies—indexing—can deliver the greatest return to the greatest number of investors. The Little Book That Makes You Rich, where Louis Navellier, financial analyst and editor of investment newsletters since 1980, offers readers a fundamental understanding of how to get rich using the best in

Tuesday, December 10, 2019

Against Abortion Essay Example For Students

Against Abortion Essay Abortion is the termination of a pregnancy, and induced abortion is when a woman makes the decision to have her pregnancy ended in a surgical or medical way. The social conflicts arising from abortion have been around since the procedure was invented, and have risen since 1973 when it became legal after the Roe versus Wade decision. Communities are constantly battling over the issues of Pro-Choice and Pro-Life and how far into a pregnancy is too long to have the procedure performed. There are several reasons that a woman may choose to abort a pregnancy. She may not feel she is ready to become a parent, or cannot support a baby at her current level of income or immature age. She may not want to be shunned upon by becoming a single parent or letting anyone know that she is pregnant and sexually active. An older woman might be dealing with the issues of already having enough children or she or the fetus could have a health problem. Another common occurrence of a woman wanting an abortio n could be if she falls victim of rape or incest. The necessity of abortion within these circumstances draws great conflict from different points of view, especially those pertaining to religion. Many people have different ideas concerning which conditions are valid reasons to abort a pregnancy, while others feel the procedure is wrong no matter what. All women, and even men, can be affected by this social conflict. According to Planned Parenthood, Nearly half of all women will have an abortion by the time they are 45 years old. About five million women in the U.S. become pregnant every year. Half of those pregnancies are unintended, and 1.2 million end in abortion. Promiscuous women NicholsonPage 2using abortion almost as a form of birth control are the ones that bring about the most conflict of interest. Women living in inner-city areas with a high crime rate are more susceptible to become victims of rape, and therefore seek relief through abortion should a pregnancy occur. Abortion is a common social problem worldwide. Approximately 210 million women around the world become pregnant each year. Out of all of these pregnancies, 80 million are unplanned, and 46 million will end in abortion. Internationally, the lifetime average is about one abortion per woman (After Three Decades). In the United States, following the Roe v. Wade d ecision to legalize abortion in 1973, the U.S. abortion rate increased briefly, peaking in 1980 at 29 abortions per 1,000 women aged 15-44. It then declined, gradually at first, but more steeply after 1990, according to the study. The current rate (as of 1997) is 22 abortions per 1,000 women. (After Three Decades). As represented by the statistics, abortion is practiced often throughout the world as well as in the United States. It is an issue that many have extremely strong feelings about and at the same time involves many gray lines. Words/ Pages : 505 / 24